1. Taxes (BIR)

You must pay taxes to the Bureau of Internal Revenue (BIR). This is not optional. As an employer, you take a portion of the worker's pay and send it to the government.

• Withhold Tax: You take the right amount from their check.
• File Forms: You must send in paperwork every month.
• Be on Time: Missing a date leads to big fines.

2. Health Insurance (HMO)

Filipino workers highly value HMO (private health insurance). It gives them peace of mind. It covers doctor visits, hospital stays, and emergencies.

Offering a good HMO plan shows you care. It helps you keep your best workers and keeps them healthy.

3. Salary and Extra Pay

In the Philippines, pay is more than just a base salary. You may need to pay for:

• Night Shift: Extra pay for working late hours.
• Overtime: Extra pay for working more than 8 hours.
• Allowances: Money for internet or home office gear.

4. The "Big Three" Government Benefits

The law requires three specific contributions. Both the employer and the employee pay into these:

1. SSS (Social Security): Helps workers with retirement, sickness, or maternity leave.
2. PhilHealth: This is the government health plan. It is separate from private HMO.
3. Pag-IBIG: A national fund used for housing loans and savings.

Why This Matters

Doing this right builds trust. It protects your business from legal trouble. It also shows your team that you are a stable and fair boss.

Need help with the paperwork? At Montani, we handle all these dues for you. We make sure every payment is accurate and on time. Let us handle the details so you can grow your business!

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